HDFC Bank | Kalvimalar - News

HDFC Bank-

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Contact Number  : 30489529 - 34, 044 - 6600 3333
WebLink  :

Rules and Regulations

Features & Benefits

  • Loans upto Rs.15 Lakhs for Education in India and upto Rs.20 Lakhs for Education abroad# 
  • Unsecured Lending Upto INR 7.5 Lakhs
  • No Collateral Or Third Party Guarantee**
Wider Range Of Collateral For Loans Above INR 7.5 Lakhs 
  • Residential Property
  •  HDFC Bank Fixed Deposit 

Repayment to start 1 year after course completion / 6 months after obtaining employment (whichever is earlier)

  • Loan available upto tenure of 7 years including moratorium period.

  • Tax Benefits availaible under Section 80E of the IT Act *

  • Hassle free loans and speedy approvals.

  • Convenience of service at your doorstep.

  • Loans available for other course related expenses also!

Special privileges

  • Service At Your Door Step
  • Loans disbursed directly to the educational institution as Per the Fee Schdule.
  • Insurance Protection from HDFC ERGO
  • Gateway To Other Banking Products And Services.  
  • Savings Account 


  • You need to be a Resident Indian

  • You should be aged between 16 - 35 yrs.

  • Collateral is required for all loans greater than Rs. 7.5 Lakhs.

  • All Loans require a co-applicant

Fees and Charges:

Description of Charges Personal Loan
Loan Processing Charges Upto a maximum 2% of the loan amount
Pre-payment charges Upto 4% of the Principal Outstanding
No Due Certificate / No Objection Certificate (NOC)  Nil

Solvency Certificate
Not applicable
Charges for late payment of EMI  @ 24 % p.a. on amount outstanding from date of default
Credit assessment charges  Not applicable
Non standard repayment charges  Not applicable
Cheque swapping charges  Upto Rs. 500/- per event
Loan cancellation / re-booking charges / Re-scheduling Upto Rs. 1000/-
Bounce Cheque Charges  Upto Rs. 450/- per Bouncing
Statement Charges (per statement) / Repayment Schedule Upto Rs. 500/-
Legal / incidental charges  At actual


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